Rated Strong by Weiss Ratings and
4-Star Excellent by BauerFinancial, Inc.

ORANGE COUNTY TRUST COMPANY

Highly Capitalized, Strong and Solid -
Your Local Community Bank.

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A Well- Respected Community Bank is Coming to Fishkill, NY
09/13/2010

MIDDLETOWN, NY - Orange County Trust Company, an independent bank with a 118 year history in community banking, broke ground on August 16, 2010, to begin construction of a full service branch at the corner of Main Street and Rte. 9 in Fishkill, New York. The construction of this office will mark the beginning of the Bank's expansion outside of Orange County, New York. The branch is slated to open in June, 2011.

Terry R. Saturno, President and CEO, said "The Bank is excited about opening a new office in Dutchess County as part of our continued growth strategy. Since, 1892, this Bank has provided personal, one-on-one banking service to generations of families and businesses. We are rated in the top 4% of the strongest banks in the U.S. by TheStreet.com Rating Inc. We want to bring this kind of top-notch expertise to Dutchess County. We can help their neighborhoods and local businesses grow, too."

The Bank also has earned the highest 5-Star Superior rating for strength and stability for over 20 years from the nation's leading independent bank rating and research firm, Bauer Financial Inc.

The 2,400 square foot building will consist of 3 customer service stations, 3 teller stations, private offices, a drive-up window and a 24 hour ATM. It will offer traditional banking products including checking and savings accounts, a variety of home loans, small to medium size business loans, free internet banking with bill pay and more. The Bank is among the relative few that offers a wide range of investment management, trust and estate services through their Trust and Investment Division.

Orange County Trust Company presently has offices in Middletown, Montgomery, Vails Gate, Newburgh, Chester and Goshen. For more information call 845-341-5000 or visit www.orangecountytrust.com.