INVESTMENT MANAGEMENT

At Orange County Trust, we are proud of the successful, enduring relationships we have built with our clients over the years.

Every decision is made with our clients' best interests in mind and our disciplined, conservative investment strategies are valued highly among individuals, families and businesses. Orange County Trust provides expert guidance to assist you in shaping your financial future and reaching your goals through Hudson Valley Investment Advisors, a Registered Investment Advisor and affiliate of Orange County Trust. Our customized, investment portfolio services are competitively priced and offered with a personalized approach to our roster of clients, including:

  • Individuals
  • Pension Funds & Profit Sharing Plans
  • Foundations & Endowments
  • Charitable Organizations
  • Individual Retirement Accounts
  • Trusts & Estates
OUR INVESTMENT PRINCIPLES -

How do we get results? We develop an investment plan for each client based on realistic long-term goals. Our clients benefit from high-quality strategies, diversified portfolios and a patient, disciplined, conservative approach. Our team of seasoned professionals has a strong record of performance on our clients' behalf.

IMPLEMENTATION -

Successful investment strategies are a team effort. Working with our clients, we identify the investment products and market management resources that can best achieve the goal. That kind of personal service is rare today, and that's why our clients value it so highly.

SIMPLIFIED EMPLOYEE PENSION (SEP) PLANS -

Do you wonder if your company can offer an employee pension plan? We can help make it happen, with a Simplified Employee Pension (SEP) plan that can become a significant source of retirement income. We help you to determine the right income percentage for you, and for eligible employees, to contribute - while helping you maximize strategies for tax deductions to produce the best long-term outcome for everyone.

Funding Options and Flexibility

While you must adhere tocontribution limits, the source of SEP contributions can be from any business cash supply, including current income, savings, or loan proceeds.

Options to fund your SEP include:

  • Lump sum or periodic contributions
  • Transfers from any of your eligible investment accounts
  • A low-interest term loan with a one-year clean-up feature in order to maintain your business cash flow.

Our lending professionals work hand-in-hand with the retirement plan representatives to deliver a seamless loan process for SEP funding purposes.

Investment options for your SEP include a wide range of mutual funds*, stocks*, bonds*, EFTs*, or FDIC insured CDs.

You can count on strong experience from our team! Our financial professionals have more than 100 years of combined financial services experience, providing the knowledge and understanding you need to help guide you to success. To explore your investment growth possibilities, use our Investment Calculators.

*Trusts, securities, and insurance products are not FDIC insured or insured by any Federal Government entity. Not bank guaranteed. Not a deposit. May lose value.

Before investing, consider your investment objectives, risks, charges, and expenses. Contact a Professional in the Trust and Investment Division for the appropriate prospectus or relevant information. Read it carefully.


Glenn G. Wassermann
  

Words from
Glenn Wassermann, SVP

Acquiring wealth is one thing. Conserving it is another.  

Financial markets gyrate, the economy swings unpredictably, politics and international relations impact daily life as never before.

Of course, the financial needs of any family can change in unexpected ways.

Because you can't predict the future, you need the best investment advice possible. You may have reviewed your account with your present advisor, but it is important to obtain a second opinion. We will analyze your investment portfolio.  Just bring in your statements from your present investment sources, and get a fresh perspective from one of Orange County Trust's expert Trust & Investment Officers. There's no pressure to do business with us, but you just may decide we offer better ideas and money management. And you'll definitely be more knowledgeable. So we cordially invite you to become better acquainted with us.

If you prefer to have one of our professionals meet with you at your home or office, simply phone us at 845-341-5030 to arrange an appointment."


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