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Home Equity Loans

Let your home's equity work for you. Orange County Trust Company can help with home equity loans that are fast and fair and decisions are made right here.
 

We'll lend you money on your home for almost anything you want:

  • home repairs
  • home improvements
  • major purchases (even autos)
  • vacation
  • taxes
  • tuition
  • debt consolidation
     

Two Types of Home Equity Loans:

FIXED RATE HOME EQUITY LOAN

Borrow a specific amount of money against the equity in your home. You get all the loan up-front. Your rate stays the same even if the prime rate goes up.

VARIABLE RATE HOME EQUITY LINE OF CREDIT

To access your line of credit whenever you want, you simply write a check. You don't pay any interest until you take the money, at the interest rate at that time.

You can explore your monthly loan payment possibilities with our Loan Calculator.

For more information contact your local branch  or visit one of the Branches in:

MIDDLETOWN

75 North Street (845) 341-5010

33 Trust Way (845) 341-5073

212 Dolson Ave (845) 341-5057

MONTGOMERY

2093 State Rte 208 (845) 457-3782

VAILS GATE

378 Windsor HWY (Rt 32) (845) 568-5501

CHESTER

91 Brookside Ave (845) 469-6282

GOSHEN

146 North Church St (845) 294-9700

NEWBURGH

78 North Plank Rd (845) 561-5004

FISHKILL

701 Route 9 (845) 202-5600

NEW CITY

49 Maple Avenue (845) 639-1000

WHITE PLAINS

42 Waller Avenue (914) 422-3100