BUSINESS CHECKING

Your business is important at Orange County Trust Company

And we're right here in Orange and Dutchess Counties for you with neighborly concern..

BUSINESS CHECKING -

You receive a complete statement of your account activities and balances. Images of all your canceled checks will be returned with your monthly statement.

You receive an earnings credit based on your average current balance to help offset your account's maintenance and activity fees.

NON-PROFIT CHECKING -

With just a $500 daily balance maintained, there is no monthly service fee.

LAWYER ACCOUNT (IOLA) -

An attorney can deposit client escrow money into an IOLA. The IOLA is an interest-bearing account. The interest minus the monthly fees will be sent to the New York State IOLA Fund.

ADDITIONAL SERVICES:
  • Click here for details on Internet Banking & Bill Pay
  • automatic direct deposit
  • secure night depository
  • coin & currency at no charge
    (call ahead for pre-preparation before you come)
  • VISA check card
  • merchant credit card deposits
  • wire transfers, domestic & overseas
  • safe deposit boxes
  • 24-hour Teller-Phone banking
  • electronic transfers via Automated Clearing House

NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE OF NONINTEREST-BEARING TRANSACTION ACCOUNTS

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit:
www.fdic.gov

Thinking of switching to Orange County Trust? Download your Switch Kit here!